Toyota Finance Center in Lincolnwood, IL

Welcome to Toyota of Lincolnwood’s Finance Center

At Toyota of Lincolnwood’s Finance Center, you can expect competitive financing and leasing rates and terms on our large selection of new Toyotas, as well as our expansive selection of used cars, trucks, and SUVs. Choose from leasing or financing your next vehicle, and our team of finance experts will work with you to find a financing option that best fits your budget.

Our team of finance experts will present you with competitive financing rates, and terms on whichever model within our great selection you choose from. Read below to learn more about the benefits that Toyota of Lincolnwood’s financing and leasing options have to offer. When you’re ready to begin the purchasing process, we offer online tools, so you can begin the process at home. However, if you have any questions, contact our finance team and they would be happy to answer any questions.

Toyota Financing

If you drive a lot during the year, prefer to customize your vehicle, or want to own a Toyota, financing may be the go-to option for you. There are multiple incentives that you may be eligible for when you choose to finance your Toyota. Toyota of Lincolnwood offers College Graduate Programs, Military Rebates, and new vehicle specials. Additional benefits of financing a Toyota include:

• Your vehicle does not have to uphold a certain condition.
• There is no limit on how many miles you can drive.
• You will have full ownership of your vehicle.
• A factory warranty will cover major repairs.

Toyota Leasing

If you’re seeking a lower monthly payment, with a shorter commitment, leasing a Toyota may be more your speed. Toyota leases typically last from 24 to 60 months, so you have the option to stay up to date with the latest Toyota offerings in performance, amenities, and technology. When the lease ends, you can choose to lease a new vehicle, purchase a new vehicle, purchase your leased vehicle, or walk away. Additional benefits of leasing a Toyota include:

• Lower monthly payments than financing.
• A smaller down payment.
• You have the choice to get a new Toyota every two to five years.
• A factory warranty will cover major repairs.

Why Finance at Toyota of Lincolnwood

Everyone is different, which is why you should be able to choose from a variety of unique payment options. The finance team at Toyota of Lincolnwood will work with you to help determine the best lease option or finance plan for you, so you can confidently get behind the wheel of a Toyota. You can find our finance application online here. Whenever you’re ready, our team at Toyota of Lincolnwood will be happy to discuss incentives and financing options with you!

Finance FAQs

What are the benefits of financing?

• When you choose to finance a Toyota, you can customize your vehicle, have no mileage limit, will be the owner of your vehicle, don't have to uphold a certain condition, and will have any major repairs covered by a factory warranty.

What are the benefits of leasing?

• When you choose to lease a Toyota, you can put down a smaller down payment, have lower monthly payments, get a new vehicle every two to five years, and will have any major repairs covered by a factory warranty.

How long does a lease contract last?

• Lease contracts typically last from 24 to 48 months.

What options do I have once my lease contract is over?

• When your lease ends, you can lease a new Toyota, purchase a new Toyota, purchase your leased Toyota, or walk away.

How many miles can I drive per year if I choose to lease a Toyota?

• For a standard Toyota lease, you can drive up to 15,000 miles per year, for a low mileage lease you can drive up to 12,000 miles per year.

Should I lease if I like to get a new car often?

• Leasing is a great option if you like to get a new car every two to five years.

Can I trade in my current vehicle for a lease?

• Yes, trading in your current vehicle is a great way to lower the down payment and monthly payments and reduce sales tax.